How It Works

couple on boatChoosing the right boat can sometimes be a time consuming and labor intensive process. However, arranging financing for this acquisition should not be difficult.

JustBoatLoans will expedite this process to provide you with competitive and flexible finance options and cut through the chain of title logjam to coordinate a clean passage of title on your new acquisition. All within a few days!

If you are early in the boat buying process and haven't found the perfect boat yet, securing a loan pre-approval might be the right step. This will allow you to shop with confidence with the peace of mind that a loan pre-approval provides.

To initiate the credit disposition process:

Step 1:
Complete and submit a credit application (either by printing and completing the downloadable form, or by applying online)

Step 2:
To assist in moving this application process along quickly, we ask that, in addition to providing either the electronic or written credit application, please provide us (either by fax to 866-530-6058, or by email/scan to This email address is being protected from spambots. You need JavaScript enabled to view it. ) with the following income verification:

For loans exceeding $50,000.00:

  • Copies of your last two personal 1040 tax returns (1st two pages, Schedules A & B and if applicable, Schedules C & E)
  • A copy of a recent paystub for all applicants

For loans less than $50,000.00:

  • A copy of a recent paystub for all applicants

A credit disposition likely will be secured within 48 hours!

Once a credit approval is secured, a JustBoatLoans representative will coordinate the loan closing process with the goal of having you on the water as soon as possible!